Easy. No need to panic. Private insurers are too smart to provide this because the cost would be prohibitive. So they have generally pulled the f-ck out. The good news is that the State of Florida provides this at about 1/6th cost that a private insurer would. So if your home gets wiped out by Hurricane Sophia (I just made that part up) some unfortunate dude in Orlando gets to chip and pay a special tax assessment. The same sheet goes on in Calif in wildfire prone areas.

I posted this video in 2025. It's still relevant today and explains the subject in a way media outlets don't. With real facts. Does that mean Voldemort got it right. Short answer is he did with respect to the World Trade organziation that created the problem in the first place. Biden continued his first time policies. Lately the Dark Lord's been a bit ragged. On the other hand most metrics put the inflation impact of his tariff wars at under 1/2 percent. Ergo, Trump is ri

Looks like requiring an ID to vote enjoys broad support nationally and perhaps others in the Dem party will starting supporting such? Says Gemini: Jamel Holley, a New Jersey Democratic politician who represented the 20th Legislative District in the General Assembly, has expressed support for stricter voter verification and election integrity measures that distinguish him from the mainstream Democratic consensus.Support for Federal Proof-of-Citizenship Rules: Holley voiced sup

I have decided to alter my appearance in the media thru AI. I refuse to spend the money on some overpriced plastic surgeon. Goniffs! Culture of plastic surgery has turned actresses like Jennifer Lawrence into puffed-up, plastic clones By Kirsten Fleming Published Nov. 1, 2026, 4:44 p.m. ET Actress Jennifer Lawrence appearing on the "Call Her Daddy" podcast last week. Jennifer Lawrence, is that you? In a new story for The Cut, the naturally beautiful “Silver Linings Playbook”

I could use a pardon myself. I don't want the FBI coming around and threatening my sources. They turn on me in a NY second. Trump reveals he’ll use preemptive pardons to protect staff, allies if Dems take Congress By Thomas English, NY Post Published Nov. 2, 2026, 6:00 a.m. ET President Trump revealed he’s willing to issue sweeping preemptive pardons to everyone who worked in his administration if Democrats follow through on threats to prosecute them. “I would if I needed to

It's tough to predict the weather which is child's play compared to an election. All the pollsters and betting markets predict a blue wave tommorow. They're probably right. Unless they're not. Quick thought: There are plenty of reasons to despise Voldemort. That is until you consider socialism as the option? Prediction Markets Keep Whiffing on Elections. Will They Miss on the Midterms? Polling data remains at issue after Brazil, Serbia and Wisconsin elections markets were ups

Axios explains that many drugs will come off patent protection in the next 6 years and biotech companies will be looking to specialized treatments as their next cash generator. I had Gemini look at this. As I suspected, drugs for a large population may also lead the charge. I think Axios partially missed the boat. Generally speaking, the globe is aging rapidly (larger share of the population over 60) and that's an op for big pharma. Over the next 10 to 20 years, pharmaceutic

Snitz mansplains: How shows produced for your phone may crater Netflix? Prior to 2000, most of us watched network TV or movies in theaters (mono culture). Johnny Carson ruled with up to 30 million nightly viewers. Over the subsequent 15 years, cable (HBO, Showtime) & the internet (Netflix, Amazon Prime, Disney) expanded the viewing options 20-fold. Then Social media took hold! Millennials and Gen Z started spending their time on phones instead. Their attention spans got sm

This is the problem I have with most trending stories, whether the WSJ or the NY Times. Broad headlines that aren't supported by metrics. The story below leaves the impression that the number of females employed in the construction trades is ramping up significantly. I had Claude take a deeper dive. The WSJ implication here is not true. There was some growth from 2015 until 2023 then things leveled off at less than 5%. BTD. Companies Have a Solution for the Skilled Trade Sh

I was contemplating firing up a super offensive Halloween costume myself but opted instead to let Martha do the heavy lifting for me. Martha Stewart addresses backlash over homeless Halloween costume — but stops short of apologizing By Chris Rogers and Vanessa Serna, NY Post Published Nov. 1, 2026, Martha Stewart has spoken out after sparking backlash by dressing up as a homeless person for Halloween. “I am distressed that my Halloween costume yesterday, which was intended to

Gemini prepared the chart below.

What do you imagine might happen if we heeded the advise of the Democratic Party and simply pulled and came home? 1.5 Billion Successes in the War With Iran That’s how many barrels of oil have made it out of the Hormuz Strait with U.S. military guidance. By The Editorial Board, WSJ Oct. 30, 2026 Voters aren’t happy about gasoline prices as they head to the polls, and it’s now axiomatic in the press that the Iran war is a loser for the U.S. with no good choices except capitula

Go ahead and ignore my advice. You never listen! Hint: Knee or hand arthitis pain...go for the gel. Hip talk to a specialist.

Why did I doubt Molly. I know. She writes for the NY Times and they ignore data*. She claims interest in running has surged in recent years. I pulled up some real facts and holy sheet. She's wrong. There were more marathon participants a decade ago. *Statistically that's untrue. 22.6% of the time they do not ignore data. Going the distance By Molly Mirhashem, NY Times Nov 1, 2026 I’m the fitness editor and a compulsive runner. A marathon is a beautiful, painful thing. Runn

Thomas Spritzler, reluctantly admitted yesterday that purchasers of stock in the new Spritzler Media IPO had in fact bought non voting Class B shares of the media empire. "Yes, I do hold a 53% voting interest in the firm, what of it! I'm a Class A type of guy" We’re Living in the Age of the Imperial CEO Anthropic joins other hot tech companies in going public with a share structure that keeps founders in control By Tim Higgins, WSJ Oct. 31, 2026 8:00 pm ET We live in the Age

The coming Blue Wave will just make Voldemort angry. He bombs when he's upset. The Midterms Won’t Fix What Ails Consumers Congress has limited power to shape policies affecting affordability By Greg Ip Updated Oct. 31, 2026 A lot of voters head to the polls Tuesday hoping for a fix for affordability. They are going to be disappointed. Why? Check out this list. Last year, President Trump raised tariffs on almost the entire world, raising billions of dollars in revenue while f

Incredibly his girlfriend Gwyn has lost 250 lbs. "I don't understand why he gets all the attention and I'm chopped liver". Staten Island man who lost nearly 200 pounds will be running the NYC Marathon By Angela Barbuti, NY Post Published Oct. 31, 2026, 10:03 p.m. ET This year’s NYC Marathon carries a lot of personal weight for Joe Macklin — who’s running after losing a jaw-dropping 190 pounds. The 432-pound Staten Islander realized he needed to make a change to his own life

It may be stable but kids aren't really practicing religion like before 2020. I blame drugs, sex and rock music. Hey wait a minute! Kids are drinking less, use fewer drugs and listen to Taylor Swift. I've just put my finger on the problem! Religion Remains Stable in the U.S., With Mixed Signals for Young Adults A closer look at recent religious trends in the United States By Gregory A. Smith, Chip Rotolo and Alan Cooperman, Pew Research After a prolonged decline, religion in

Talk about stealing defeat from the jaws of victory. All Voldemort had to do is take the win. He'd stablized our border and simply had to arrest illegals who commited violent/property crimes. But he engaged in what we at the Report like to call "overeach". By the way that's a copywrited term. Capeche? Americans’ Views of ICE Grow More Negative ByAndy Cerda, Pew Research Oct 26.2026 A majority of Americans (56%) now say they have an unfavorable opinion of Immigration and Cu